zenquote.net Disclaimer

Last Updated: October 25, 2023

Non-Insurance Provider Status

ZenQuote is not an insurance provider, which means we do not make final decisions on insurance policy approvals. We share the information you provide with participating insurance carriers, advertisers, networks, and other partners, who may or may not offer you an insurance policy. Submitting your information on our site does not guarantee selection by an insurance carrier or approval for a policy. We do not act as agents, brokers, or representatives for any insurance carriers, nor do we endorse or charge for any service or product. All collected and shared information adheres to our Privacy Policy, which we recommend reviewing before submitting any information.

Review and Acceptance of Offers

Each insurance carrier operates independently, and ZenQuote has no control over the rates and fees they charge. We urge you to carefully review the terms of any offer before accepting or declining. You are never obligated to accept an offer and can cancel the process at any time. ZenQuote is not responsible for any charges or terms presented by an insurance carrier and holds no liability for agreements between you and the carrier. For specific details, questions, or concerns about your policy, please contact your insurance carrier directly. Insurance carrier terms may vary, and different criteria may be used to determine policy eligibility. Not all requests for insurance will result in approval or offers from carriers. If you are not chosen by a carrier in our network, your information may be shared with participating third-party advertisers for consideration.

Credit Check Policy

ZenQuote does not perform credit checks on customers. However, some insurance carriers in our network may perform credit checks using major reporting bureaus like TransUnion, Experian, and Equifax, as well as other consumer information sources. Your credit rating could be affected by these actions. If you fail to pay your insurance policy fee by the due date, your carrier may report this to credit bureaus, potentially impacting your rating negatively.

Changes to Information

Information on this website can be changed at any time without prior notice. We cannot guarantee that your submitted information will be provided to an insurance carrier or that you will be approved for a policy.

Testimonial Disclaimer

The testimonials on this site are not actual testimonials but are representative of ZenQuote's services.

Advertising Disclosures

ZenQuote does not charge fees for submitting an insurance policy request, connecting with a carrier, or receiving offers or quotes. Any fees for processing formal applications or credit reports are determined by the insurance carrier and are only applicable if you agree to pay these fees or sign an insurance policy agreement.

Offers you receive may be from companies that compensate ZenQuote, which can affect the offers presented and their order on our site. ZenQuote does not include all available insurance carriers in the market. Carefully review the details of any offer before signing.